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Sr. Mortgage Loan Processor

Salary
<$75,000
Employment
Full Time
Real Estate Field
Location
Denver
 CO
Postal Code
80111
Country
United States

This job is no longer active.

Description


When joining Elevations, you can expect to work for a company that:

  • Provides amazing experiences and creates raving fans.
  • Strives to provide solutions for a better life and promises employees it will be the best place they have ever worked.
  • Wins awards such as “Best Bank”, “Best Companies to Work for in Colorado” and even the “Malcolm Baldrige National Quality Award”, the only Presidential award for quality.
  • Has a highly-engaged workforce and emphasizes career growth, empowerment and servant leadership.

 

What’s in it for you:

  • Competitive pay, incentive programs, 401k matching, mortgage and auto discounts
  • 4 weeks min. paid time off, work anniversary paid time off, 11 paid holidays, and 16 hrs paid volunteer time off
  • Medical, dental, and vision health plans with FSA or HSA options
  • Onsite fitness center, yoga classes, wellness committee events (hiking, softball, soccer,.. to name a few!), health fairs with biometrics screening and flu shots
  • Onsite cafe
  • Employee Assistance Program with a variety of services
  • Career development, trainings, career coaching, job shadowing, mentoring program, tuition reimbursement up to $5,000/year, and a recognition system
  • Culture of excellence and continuous improvement
  • We strive to be the best place you’ve ever worked! 

 

Summary/Objective:

 

The Senior Mortgage Loan Processor’s primary responsibility is to develop and drive an amazing customer experience for our members as we build out our new Loan Processing Office in the Denver DTC area! The professional in this position will be responsible for ensuring accurate, compliant and complete loan files, all while meeting every scheduled deadline and closing date. This position requires constant verbal and written communication with Loan Officers, external partners and others on the team while maintaining an outstanding positive attitude.
 

Essential Functions include:

  • Review new loan submissions within 24 hours of receipt.
  • Order Verification of Employment, appraisal, title, etc.
  • Submit a clean file to the Underwriting and closing teams, ensuring that all required documents are present, and the Loan Origination system is filled out in its entirety.
  • Work with the Loan Officer/Loan officer assistant team to obtain underwriting conditions and submit them back for a clear to close within 24 hours of receiving all the required conditions
  • Submit a clean file to the closing department, ensuring that all required documents are present, and the system is filled out.
  • Oversee daily volumes, monitory Pipeline, and assist in meeting service level standards
  • Provide excellent customer service to all involved in each step of the process
  • Collect and verify all documentation required such as member documents, Title work, credit supplements, fraud reports, homeowner’s insurance, tax transcripts and verifications of employment (VOEs), Verification of Mortgage (VOMs), Verification of Deposit (VODs), and Verification of Rent (VORs), income documentation, etc.
  • Proactive and timely communication to members and business partners on loan decisions and underwriting guidelines
  • Bring solutions to enhance process flow and friendly communication skills to implement new processes and procedures.
  • Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).

 

Reports to: 

Mortgage Processing Manager

 

Manages:

This role does not have supervisory responsibility

 

Required Competencies:

Applied Learning, Managing Work (includes Time Management), Decision Making, Communication, Work Standards, Initiating Action, Building Customer Loyalty, Collaborating, Adaptability

 

Required Education and Experience:

  • Four-year college degree or a combination of equivalent work experience
  • 4+ years of current FHA, VA, CHFA and Conventional processing experience
  • Demonstrated knowledge of federal lending regulations
  • Must be proficient in Word, Excel, and Outlook applications.
  • Must be proficient in DU and LP
  • Strong Knowledge of compliance / TRID regulations
  • Must display a high degree of professionalism and comfort handling highly sensitive and confidential information.
  • Experience working with Encompass preferred but not required
     

Work Environment:

This job operates in an office setting and routinely uses standard office equipment

 

Physical Requirements:

Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects.

 

Position Type/Expected Hours of Work:

Full time / 40 hours per week

 

Classification:

Non-Exempt

 

Location:

Denver, CO (DTC)

 

*Remote work available!*

 

Compensation:

Starting at $46,800/year (depending on experience) + monthly incentive

 

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. 

 

About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1953, we’ve grown from 12 members and less than $100 in assets to an institution with 13 branches and more than 120,000 members that manages over $2 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we’ve made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.

 

EEO Statement: Elevations Credit Union is an equal opportunity employer.  We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.  All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs.

 

Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union.  If the position you are applying for requires a credit history report, any information received in such a report will not be the sole factor in making an employment decision.  A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.

Job Functions


 

Job Sector


Not specified

 

Experience


2+ to 5 years


This job is no longer active.

Administration Denver Full Time CO Mortgage, Operations Sr. Mortgage Loan Processor other