Associate Director - Residential Mortgage Warehouse Lending

We are seeking an Associate Director-level credit analyst to provide dedicated support to a high-performing Mortgage Finance group within a premier global investment bank in New York City. The Mortgage Finance group leverages a multi-$billion balance sheet in providing mortgage originators and PE firms with warehouse lending facilities that finance a wide array of residential mortgage transactions, mostly in the investment and transitional lending space.

As a member of the Mortgage Finance group you will be providing full cycle transaction support in the origination, closing and asset management of new and existing warehouse lines. You will be client facing and play an instrumental role in coordinating the work of 3^rd party vendors and internal constituents in the underwriting, due diligence and funding of facility loans. Your role will also entail coordinating with several internal and external parties to ensure counterparties maintain on-going compliance with facility documentation and other internal/external requirements.

Responsibilties:

• Day to day account management for new and existing clients
• Analyze individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects
• Provide in-depth analysis of financial statements, projections and business plans. Complete comprehensive facility approval requirements for new credit facilities, amendments, and renewals
• Ensure compliance with internal bank credit policy and external regulatory requirements
• Analyze and interpret basic financial reports including balance sheets and income statements to ensure compliance with facility terms and identify financial trends
• Participate in counterparty due diligence to review origination practices, underwriting guidelines, secondary marketing practices, financial management, loan servicing, and legal/regulatory compliance and prepare Credit memos for new Committee approvals and renewals

Qualifications:

• 2-5 years in credit analysis role with experience evaluating corporate counterparty risk
• Excellent financial statement analysis skills, and strong financial and analytical skills
• Superb oral and written communication skills in order to effectively communicate with co-workers and customers
• Solid knowledge of Microsoft Office Products including Word, PowerPoint and Excel
• Knowledge of the residential mortgage lending business is preferred but not required
• Bachelors degree from an accredited institution is required